The 50/30/20 Budget Rule: How It Actually Works
The 50/30/20 rule is one of the most repeated pieces of budgeting advice out there, and also one of the most misunderstood. Here’s what it actually means once you get past the slogan. The three buckets, defined properly The rule splits your after-tax income into three categories: 50% Needs: rent, utilities, groceries, insurance, minimum debt payments, transportation to work. 30%…
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The 50/30/20 Budget Rule: How It Actually Works
The 50/30/20 rule is one of the most repeated pieces of budgeting advice out there, and also one of the most misunderstood. Here’s what it actually means once you get past the slogan. The three buckets, defined properly The rule splits your after-tax income into three categories: 50% Needs: rent,…
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Pix From Abroad: What Works, and What It Really Costs
Pix is a domestic Brazilian system, so sending money from abroad is still an FX operation — here is how to see the cost the interface hides.